Disclaimer

Last Updated: May 29, 2024

Welcome to InvestBuddy AI. This platform, including all its content, tools, and AI-generated suggestions (collectively, the "Service"), is provided for educational and informational purposes only. By accessing or using our Service, you acknowledge and agree to the terms of this Disclaimer.

1. Not Financial Advice

The information provided by InvestBuddy AI, including but not limited to articles, lessons, tutorials, market data, stock analyses, portfolio suggestions, AI-generated insights, and any other materials, does not constitute financial advice, investment advice, trading advice, legal advice, tax advice, or any other sort of professional advice. InvestBuddy AI is not a registered investment advisor, broker-dealer, financial analyst, financial bank, securities broker, or financial planner. The Service is not intended to provide a basis for making financial decisions.

2. AI-Generated Content

Our Service utilizes artificial intelligence (AI) to generate certain content, including potential investment suggestions and analyses. You understand and agree that:

• AI-generated content is based on algorithms, historical data, and various market factors. It is not infallible and may contain errors, inaccuracies, or omissions.
• AI suggestions do not take into account your complete personal financial situation, investment objectives, risk tolerance, or other individual circumstances.
• The AI is a tool to assist with learning and exploration; it is not a substitute for human judgment or professional financial advice.

3. Investment Risks

All investments carry a degree of risk, and there is no guarantee that you will not lose money. The value of investments can go up as well as down. Past performance is not indicative of future results. You should be aware of and willing to accept the risks associated with investing in financial markets. You are solely responsible for evaluating the merits and risks associated with the use of any information or other content provided by the Service before making any decisions based on such information.

4. Do Your Own Research (DYOR)

We strongly encourage you to conduct your own thorough research and due diligence before making any investment decisions. This includes, but is not limited to, reviewing financial statements, understanding company fundamentals, assessing market conditions, and considering your own financial goals and risk tolerance. Do not rely solely on the information provided by InvestBuddy AI.

5. Consult a Qualified Professional

Before making any investment decisions, you should seek advice from a qualified and licensed financial advisor who can assess your individual financial situation and provide personalized recommendations. You may also wish to consult with a tax advisor or legal professional as appropriate.

6. No Guarantees or Warranties

InvestBuddy AI makes no representations, warranties, or guarantees, express or implied, regarding the accuracy, reliability, completeness, timeliness, or suitability of the information provided through the Service. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. The Service is provided on an "as is" and "as available" basis.

7. Simulated Trading

Our platform may offer a virtual trading simulator. Any trading activity and results within the simulator are based on hypothetical scenarios and virtual funds. Simulated trading results are not indicative of actual future performance in real-world markets and should not be relied upon as such.

8. Limitation of Liability

To the fullest extent permitted by applicable law, InvestBuddy AI, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Third-Party Content and Links

The Service may contain links to third-party websites or resources, or display content from third parties. InvestBuddy AI does not endorse and is not responsible or liable for the availability, accuracy, content, products, or services of such third parties. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party websites, resources, or content.

10. User Responsibility

You are solely responsible for your investment decisions and any actions you take based on information or suggestions obtained through the Service. You agree to use the Service responsibly and in accordance with all applicable laws and regulations.

11. Changes to This Disclaimer

InvestBuddy AI reserves the right to modify or update this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting the revised Disclaimer on our website. Your continued use of the Service after any such changes constitutes your acceptance of the new Disclaimer. We encourage you to review this Disclaimer periodically for any updates.

12. Acceptance of Terms

By using the InvestBuddy AI platform, you signify your understanding and acceptance of this Disclaimer. If you do not agree with this Disclaimer, you must not use our Service.

Contact Us

If you have any questions about this Disclaimer, please contact us through our Contact Us page.